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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 540-487-1000.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

Now is a great time to buy a home! 

Opportunity of a Lifetime for First-Time Buyers For aspiring home owners who find their goal stubbornly elusive, newly enacted legislation providing a tax credit of as much as $7,500 for first-time home buyers might just be the opportunity of a lifetime. 

But like so many of the good things in life, time is of the essence for buyers who want to take advantage of this outstanding opportunity. Only homes purchased on or after April 9, 2008 and before July 1, 2009 are eligible. Use the link below to learn more about the tax credit. 


www.federalhousing taxcredit.com  


 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Waynesboro, Staunton and Harrisonburg real estate experts, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Preferences of Buyers

Although every purchase of a home involves a degree of compromise, the process begins with the buyer's preferences. When you are working with a real estate agent, it is important that you give your agent a clear idea which of your criteria are flexible and which items you really must have in your new home. If you prefer a specific location, for example, discuss why you want to live in that neighborhood. The agent might be able to suggest alternatives areas which offer the same amenities or convenience to your office. How important is size? Do you really need four bedrooms or would three bedrooms work, if there is a den for your home office? How much are you willing to correct with redecorating or remodeling? Are you willing to expand your price range by using an adjustable rate mortgage to increase your buying power?

The agent will ask you a lot of questions so that they can use your time most efficiently by showing you houses that meet your criterion as a buyer.

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Real Estate Trivia
Q 
Where is the world's largest bridge located?

A 
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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Susan Gibson, REALTOR®, real estate agent and broker for Waynesboro, Staunton and Harrisonburg, Virginia home listings, property and land for sale - NUMBER1EXPERT

Susan Gibson
Real Estate III

17 Parkway Lane
Fishersville, VA 22939
Susan 's cell: 540-487-1000
Fax: 540-886-5248
Susan's Office: 540-213-4640
Info@BuyValleyHomes.com

Licensed To Sell Real Estate In The Commonwealth Of Virginia

Equal Housing GRI MLS REALTOR


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